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Health Insurance

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  • What is Health Insurance?

    Health insurance provides financial coverage for medical expenses, ensuring you and your family are protected against unexpected healthcare costs.

  • Why is Health Insurance Important?

    It offers financial security during medical emergencies, reduces out-of-pocket expenses, and provides access to quality healthcare services.

  • Types of Health Insurance Plans

    1. Individual Health Insurance – Covers an individual against medical expenses.

    2. Family Floater Insurance – A single policy covering the entire family.

    3. Senior Citizen Health Insurance – Specially designed for elderly individuals.

    4. Critical Illness Insurance – Provides a lump sum in case of serious illnesses like cancer or heart disease.

    5. Group Health Insurance – Offered by employers to their employees.

  • Benefits of Health Insurance

    1. Cashless Treatment – Avail medical services without upfront payments at network hospitals.

    2. Tax Benefits – Premiums paid are eligible for deductions under Section 80D.

    3. Pre and Post Hospitalization Cover – Expenses before and after hospitalization are covered.

    4. No-Claim Bonus – Discounts on premiums for claim-free years.

    5. Coverage for Critical Illness – Special policies to manage major diseases.